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  Rates > Loans

LOAN TYPE
RATE (APR)
MAX TERM
COMMENT
Personal/Signature As low as 11.49% 60 months Up to 15% of gross annual income not to exceed $20,000.

Line of Credit/Overdraft Line of Credit

As low as 13.99% 24 months Up to 15% of gross annual income not to exceed $20,000.
New Vehicle
(Current & Previous Year)
As low as 2.99% 84 months 100% Purchase price or NADA retail value, plus tag, title, and tax
Used Vehicle
(2 to 7 Years Old)
As low as 3.99% 72 months 100% NADA retail value, plus tag, title, and tax
New Recreational Vehicles and Boats As low as 2.99% 120 months 100% Purchase price or NADA retail value, plus tag, title, and tax
Used Recreational Vehicles and Boats As low as 3.99% 96 months 100% NADA retail value, plus tag, title, and tax
New Watercrafts and Motorcycles As low as 2.99% 84 months 100% Purchase price or NADA retail value, plus tag, title, and tax
Used Watercrafts and Motorcycles As low as 3.99% 72 months 100% NADA retail value, plus tag, title, and tax
Other Secured (Appliances, Personal Computers, Lawn & Farm Equipment, etc.) As low as 6.99% 60 months 100% Purchase price to be paid direct
2nd Mortgage
(Equity Loan)
As low as 4.49% 144 months

Max Loan to Value 100% less outstanding first mortgage. Term can be extended to 84 months by adding .25% to the rate. Terms to 120 months add .50% to the rate.

2nd Mortgage LTV 80%
(Equity Loan)
As low as 3.99% 144 months Max Loan to Value 80% less outstanding first mortgage
CD Secured Dividend rate being paid on CD plus 2%   100% of CD pledged as collateral and the rate is subject to change on the CD  maturity date
Share Secured Dividend rate being paid on regular shares (index) plus 2%   100% of Shares pledged as collateral and the rate is subject to change on the 1st day of each quarter (January, April, July, October)